Moraleda Insurance Management
Our own Insurance Brokerage (Moraleda Insurance Management) is focused on offering our clients comprehensive insurance audits to present proposals for price and condition improvements. This allows us to provide an independent and objective service, always focused on the client's benefit and advising them personally on insurance contracting.
Raúl Moraleda · CEO
Chartered Economist · Licensed Admin. Manager nº111
Soraya Torrijos · Head of Insurance
Insurance Brokerage Specialist
Internal Insurance Brokerage for clients and third parties
Many companies pay high premiums for policies that don't fit their real risks or contain unnecessary coverage
Strategic Analysis
Exhaustive strategic analysis of all policies and insured risks (coverage verification, correspondence with real risk; underinsurance/overinsurance, waiting periods, duplications, etc.)
Coverage Adjustment
Adjustment of unnecessary coverage and uncovered risks with the objective that all risks are covered and you don't overpay for them
Proposal Preparation
Proposal preparation (without dependence on any company) after market study with the main national companies in any branch/sector
Our Insurance Types
We act as a trusted partner for your company, advising you on your insurance and on the management of operational, legal or asset risks that may affect you. Furthermore, if you are already a client, we will have much of the information and understand your business logic.
As a result, our business clients obtain after the audit, a proposal with improved conditions – more complete policies and more competitive premiums – thanks to our technical recommendations and the negotiation we do with first-class insurers; you don't have to worry about anything, we take care of it.
Business Insurance
Personal Insurance
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Frequently Asked Questions
We are here to answer.
An insurance broker is an independent intermediary who works for the client, not for the insurer. We compare offers from multiple companies to find the best coverage and price. An insurer only offers their own products.
It depends on the sector, but the most common are: professional liability insurance, multi-risk insurance for premises/office, cyber risk insurance, fleet insurance (if you have vehicles), and collective agreement insurance for employees. We perform a free audit to determine your actual needs.
Yes. We review all your current policies at no obligation, identify duplicate coverages, protection gaps, and savings opportunities. The audit service is completely free.
We work with major Spanish and European insurers: Mapfre, AXA, Zurich, Allianz, Generali, Liberty, among others. As independent brokers, we select the best option for each type of risk.
We handle the entire process: opening the file, communicating with the insurer, follow-up until resolution, and defending your interests in case of disagreement. Our clients have a single point of contact for any incident.